:root{
  --teal:#14808c; --teal-deep:#0c4a56; --teal-ink:#0b3a44;
  --teal-bright:#2aa38e; --orange:#e8742a; --orange-soft:#f2914f;
  --ink:#10303a; --muted:#5c7178; --line:#e2ebec;
  --bg:#ffffff; --bg-soft:#f5f9f9; --bg-deep:#0b3a44;
  --radius:14px; --radius-lg:20px; --maxw:1140px;
  --shadow:0 18px 50px -28px rgba(11,58,68,.45);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4,.brand{font-family:'Manrope',system-ui,sans-serif;line-height:1.15;letter-spacing:-.02em}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal)}
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:15px;padding:13px 24px;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:.2s;font-family:'Inter',sans-serif}
.btn-primary{background:var(--orange);color:#fff}
.btn-primary:hover{background:#d8651f;transform:translateY(-1px)}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.4);color:#fff}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-outline{background:transparent;border-color:var(--teal);color:var(--teal)}
.btn-outline:hover{background:var(--teal);color:#fff}

header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:14px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;font-size:20px;letter-spacing:.04em;color:var(--teal-deep);flex:none}
.brand .mark{width:34px;height:34px;flex:none}
.nav-links{display:flex;align-items:center;gap:26px;font-size:15px;font-weight:500;color:var(--muted)}
.nav-links a:hover,.nav-links a.active{color:var(--teal-deep)}
.nav-links a.active{font-weight:600}
.nav-right{display:flex;align-items:center;gap:16px}
.lang{font-size:13px;font-weight:600;color:var(--muted);border:1px solid var(--line);border-radius:999px;padding:5px 12px;white-space:nowrap}
.lang b{color:var(--teal-deep)}
.burger{display:none;background:none;border:none;font-size:26px;color:var(--teal-deep);cursor:pointer;line-height:1}

.hero{position:relative;background:radial-gradient(120% 120% at 80% -10%,#15909c 0%,var(--teal-deep) 45%,var(--teal-ink) 100%);color:#fff;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-80px;width:520px;height:520px;background:radial-gradient(circle,rgba(42,163,142,.35),transparent 70%);pointer-events:none}
.hero .wrap{padding:84px 24px 92px;position:relative;z-index:2}
.hero h1{font-size:clamp(34px,5vw,56px);font-weight:800;max-width:17ch;text-wrap:balance}
.hero h1 .accent{color:var(--orange-soft)}
.hero p.lead{font-size:clamp(17px,2vw,21px);color:#cfe6e6;max-width:58ch;margin:22px 0 34px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero .eyebrow{color:#7fd6c5}

.page-hero{background:radial-gradient(120% 120% at 82% -20%,#15909c 0%,var(--teal-deep) 48%,var(--teal-ink) 100%);color:#fff}
.page-hero .wrap{padding:66px 24px 74px}
.crumb{font-size:13px;color:#7fd6c5;font-weight:600;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}
.page-hero h1{font-size:clamp(30px,4.6vw,52px);font-weight:800;max-width:18ch;text-wrap:balance}
.page-hero p.lead{font-size:clamp(16px,2vw,20px);color:#cfe6e6;max-width:60ch;margin:18px 0 0}

section{padding:82px 0}
.sec-head{max-width:62ch;margin-bottom:44px}
.sec-head h2{font-size:clamp(28px,3.4vw,40px);font-weight:800;color:var(--teal-ink);margin:14px 0 14px;text-wrap:balance}
.sec-head p{font-size:18px;color:var(--muted)}

.paths{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.path{border:1px solid var(--line);border-radius:var(--radius-lg);padding:40px 36px;background:var(--bg);transition:.25s;position:relative;display:flex;flex-direction:column}
.path:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.path .ic{width:54px;height:54px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:26px;margin-bottom:22px}
.path.invest .ic{background:#fdeee2;color:var(--orange)}
.path.advice .ic{background:#e3f3f1;color:var(--teal)}
.path h3{font-size:24px;font-weight:700;color:var(--teal-ink)}
.path .tag{font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;margin-bottom:6px}
.path.invest .tag{color:var(--orange)}
.path.advice .tag{color:var(--teal)}
.path ul{list-style:none;margin:20px 0 28px}
.path li{display:flex;gap:11px;padding:8px 0;font-size:15.5px;color:#3c565d}
.path li i{color:var(--teal-bright);font-style:normal;font-weight:700;flex:none}
.path.invest li i{color:var(--orange)}
.path .go{margin-top:auto;display:inline-flex;align-items:center;gap:9px;font-weight:600;font-size:15.5px;color:var(--teal-deep)}
.path.invest .go{color:var(--orange)}
.path .go span{transition:.2s}
.path:hover .go span{transform:translateX(4px)}

.band{background:var(--bg-soft)}
.band-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
.band h2{font-size:clamp(26px,3.2vw,36px);font-weight:800;color:var(--teal-ink);margin:12px 0 16px}
.band p{font-size:17px;color:var(--muted);margin-bottom:14px}
.band ul{list-style:none;margin:8px 0 26px}
.band li{display:flex;gap:11px;padding:7px 0;font-size:15.5px;color:#3c565d}
.band li i{color:var(--teal-bright);font-style:normal;font-weight:700;flex:none}
.band-fig{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:30px;box-shadow:var(--shadow)}
.band-fig .row{display:flex;align-items:center;gap:14px;padding:14px 0;border-bottom:1px solid var(--line)}
.band-fig .row:last-child{border-bottom:none}
.band-fig .n{width:38px;height:38px;flex:none;border-radius:10px;background:#e3f3f1;color:var(--teal);font-family:'Manrope';font-weight:800;display:flex;align-items:center;justify-content:center}
.band-fig .row b{display:block;color:var(--teal-ink);font-size:15.5px}
.band-fig .row small{color:var(--muted);font-size:13.5px}

.trust{background:var(--bg)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.tcard{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px}
.tcard .ic{font-size:26px;color:var(--teal);margin-bottom:12px}
.tcard h4{font-size:16.5px;font-weight:700;color:var(--teal-ink);margin-bottom:6px}
.tcard p{font-size:14.5px;color:var(--muted)}

.feature{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}
.feature+.feature{border-top:1px solid var(--line);padding-top:78px;margin-top:0}
.feature.rev .fig{order:-1}
.feature .eyebrow{margin-bottom:10px;display:block}
.feature h2{font-size:clamp(25px,3.1vw,34px);font-weight:800;color:var(--teal-ink);margin-bottom:16px;text-wrap:balance}
.feature p{font-size:16.5px;color:var(--muted);margin-bottom:16px}
.feature ul{list-style:none;margin:6px 0 26px}
.feature li{display:flex;gap:11px;padding:8px 0;font-size:15.5px;color:#3c565d}
.feature li i{color:var(--teal-bright);font-style:normal;font-weight:700;flex:none}
.feature.orange li i{color:var(--orange)}

.fig{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius-lg);padding:34px}
.flow .step{display:flex;gap:16px;align-items:flex-start;padding:16px 0}
.flow .step+.step{border-top:1px dashed var(--line)}
.flow .b{width:44px;height:44px;flex:none;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:22px;background:#e3f3f1;color:var(--teal)}
.flow .step.hl .b{background:#fdeee2;color:var(--orange)}
.flow h4{font-size:17px;font-weight:700;color:var(--teal-ink)}
.flow p{font-size:14.5px;color:var(--muted);margin:2px 0 0}
.bars{margin-top:6px}
.bar{margin:14px 0}
.bar .lab{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);margin-bottom:6px}
.bar .track{height:12px;background:#e6eff0;border-radius:999px;overflow:hidden}
.bar .fill{height:100%;border-radius:999px}

.zenith{background:linear-gradient(180deg,#0c4a56,#0b3a44);color:#fff;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow)}
.zenith-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:0}
.zenith-l{padding:52px 46px}
.badge{display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;background:rgba(232,116,42,.18);color:var(--orange-soft);padding:6px 14px;border-radius:999px}
.zenith h3{font-size:32px;font-weight:800;margin:18px 0 6px}
.zenith .place{color:#8fd3c5;font-weight:500;font-size:15px;margin-bottom:18px}
.zenith p{color:#cfe6e6;font-size:16px;max-width:46ch}
.zenith .note{font-size:13px;color:#7ea7ab;margin-top:22px;max-width:48ch}
.zenith-r{background:rgba(255,255,255,.05);padding:52px 46px;display:flex;flex-direction:column;justify-content:center}
.kpi{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(255,255,255,.12);border-radius:12px;overflow:hidden;margin-bottom:26px}
.kpi div{background:#0d4150;padding:20px}
.kpi .n{font-family:'Manrope';font-size:24px;font-weight:800;color:#fff}
.kpi .n.hl{color:var(--orange-soft)}
.kpi .l{font-size:12px;color:#9cc6c7;margin-top:3px;letter-spacing:.02em}

.steps-band{background:var(--bg-soft)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.step-c{position:relative;padding-top:16px}
.step-c:before{counter-increment:s;content:"0" counter(s);font-family:'Manrope';font-weight:800;font-size:40px;color:#d3e4e5;display:block;line-height:1}
.step-c h4{font-size:17px;font-weight:700;color:var(--teal-ink);margin:10px 0 8px}
.step-c p{font-size:14.5px;color:var(--muted)}

.note-box{background:#fbf6f1;border:1px solid #f0dcc9;border-radius:var(--radius-lg);padding:28px 30px}
.note-box h4{font-size:16px;color:#8a4a1e;margin-bottom:8px}
.note-box p{font-size:14px;color:#7a5a44;line-height:1.7}

.cta-band{background:linear-gradient(180deg,#0c4a56,#0b3a44);color:#fff;text-align:center}
.cta-band h2{font-size:clamp(26px,3.2vw,38px);font-weight:800;margin-bottom:14px}
.cta-band p{font-size:17px;color:#cfe6e6;max-width:52ch;margin:0 auto 28px}
.cta-band .hero-cta{display:flex;gap:14px;flex-wrap:wrap;justify-content:center}

.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.contact-grid h2{font-size:clamp(26px,3.2vw,38px);font-weight:800;color:var(--teal-ink);margin:14px 0 18px}
.contact-grid .lead{font-size:18px;color:var(--muted);margin-bottom:30px}
.ci{display:flex;gap:14px;align-items:center;margin-bottom:16px;font-size:16px;color:#3c565d}
.ci i{width:42px;height:42px;border-radius:11px;background:#e3f3f1;color:var(--teal);display:flex;align-items:center;justify-content:center;font-size:20px;flex:none;font-style:normal}
form{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:34px;box-shadow:var(--shadow)}
.seg{display:flex;gap:10px;margin-bottom:22px}
.seg label{flex:1;position:relative;cursor:pointer}
.seg input{position:absolute;opacity:0}
.seg span{display:block;text-align:center;padding:12px;border:1.5px solid var(--line);border-radius:10px;font-weight:600;font-size:14.5px;color:var(--muted);transition:.18s}
.seg input:checked+span{border-color:var(--teal);background:#e9f5f3;color:var(--teal-deep)}
.field{margin-bottom:16px}
.field label{display:block;font-size:13px;font-weight:600;color:var(--teal-ink);margin-bottom:6px}
.field input,.field textarea{width:100%;border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;font-size:15px;font-family:'Inter';color:var(--ink);transition:.18s}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(20,128,140,.12)}
form .btn-primary{width:100%;justify-content:center;margin-top:8px}
.formnote{font-size:12.5px;color:var(--muted);margin-top:14px;text-align:center}
.notice{padding:14px 18px;border-radius:10px;margin-bottom:18px;font-size:15px}
.notice.ok{background:#e9f5f3;border:1px solid var(--teal);color:var(--teal-deep)}
.notice.err{background:#fdeee2;border:1px solid var(--orange);color:#993c1d}

footer{background:var(--teal-ink);color:#bcd9da;padding:60px 0 30px;font-size:14.5px}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.12)}
.foot-top .brand{color:#fff;margin-bottom:14px}
footer h5{color:#fff;font-size:14px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;margin-bottom:16px}
footer a{display:block;padding:5px 0;color:#bcd9da}
footer a:hover{color:#fff}
.disclaimer{font-size:12.5px;color:#7ea7ab;line-height:1.7;padding:26px 0 0;max-width:92ch}
.copy{margin-top:22px;font-size:13px;color:#6f9498;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

.paths>*,.trust-grid>*,.foot-top>*,.band-grid>*,.feature>*,.steps>*,.contact-grid>*,.zenith-inner>*,.kpi>div{min-width:0}

@media(max-width:900px){
  .nav-links{display:none;position:absolute;top:64px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:18px;background:#fff;padding:22px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav-links.open{display:flex}
  .burger{display:block}
  .nav{height:64px}
  .nav-right .btn-outline{display:none}
  .wrap{padding:0 18px}
  .paths,.trust-grid,.foot-top,.band-grid,.feature,.steps,.contact-grid,.zenith-inner{grid-template-columns:1fr}
  .feature.rev .fig{order:0}
  .feature+.feature{padding-top:48px}
  .trust-grid{gap:16px}
  .steps{gap:28px}
  section{padding:54px 0}
  .hero .wrap{padding:54px 18px 60px}
  .path{padding:30px 24px}
  .band-grid{gap:32px}
  .zenith-l,.zenith-r{padding:30px 22px}
  form{padding:24px}
}